Farmers’ Risk Perceptions and Risk Management Strategies According to Their Insurance Status in Greenhouse Vegetable Production in Türkiye

This study is intended to identify the sources of risk faced by farmers producing vegetables in greenhouses and to present the risk management strategies they apply against those risks. In this context, a face-to-face survey was conducted with a total of 200 farmers, 100 of whom had agricultural insurance and the rest did not. The survey was conducted in October-November and April-May in the production period of 2022–2023. For the study, 36 potential risk sources and 33 risk management strategies were identified. Farmers were asked to evaluate these variables based on a 5-point Likert scale accordingly, farmers who have agricultural insurance consider inflation, steadily increasing input prices, and no increase in market prices of farmers' products very important sources of risk. On the other hand, farmers who do not have agricultural insurance consider steadily increasing input prices, inflation, climate change very important. In the study, the important risk management strategies applied by farmers who have agricultural insurance were found to be combating diseases with pesticides, increasing solvency, and producing at lowest costs possible. The important risk management strategies applied by farmers who do not have agricultural insurance are combating diseases with pesticides, expanding the social network and following the media. A factor analysis was also conducted to reduce the number of variables and to facilitate interpretation.