Federal Reserve as Reinsurer of Last Resort via Reinsurer Premium Allocations

Federal Reserve as Reinsurer of Last Resort via Reinsurer Premium Allocations | Authorea try { document.documentElement.classList.add('js'); } catch (e) { } var _gaq = _gaq || []; _gaq.push(['_setAccount', 'G-8VDV14Y67G']); _gaq.push(['_trackPageview']); (function() { var ga = document.createElement('script'); ga.type = 'text/javascript'; ga.async = true; ga.src = ('https:' == document.location.protocol ? 'https://ssl' : 'http://www') + '.google-analytics.com/ga.js'; var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(ga, s); })(); Skip to main content Preprints Collections Wiley Open Research IET Open Research Ecological Society of Japan All Collections About About Authorea FAQs Contact Us Quick Search anywhere Search for preprint articles, keywords, etc. Search Search ADVANCED SEARCH SCROLL This is a preprint and has not been peer reviewed. Data may be preliminary. 29 August 2025 V2 Latest version Share on Federal Reserve as Reinsurer of Last Resort via Reinsurer Premium Allocations Author : Christopher Soans 0009-0004-4999-2626 [email protected] Authors Info & Affiliations https://doi.org/10.22541/au.175561610.09480741/v2 200 views 83 downloads Contents Abstract Supplementary Material Information & Authors Metrics & Citations View Options References Figures Tables Media Share Abstract This white paper presents a comprehensive framework where the Federal Reserve serves as the reinsurer of last resort for the U.S. insurance market. Funding is derived from a fixed percentage allocation of insurance premiums handled by reinsurers, combined with direct reinsurer capital commitments. This approach ensures rapid liquidity during extreme loss events while minimizing the frequency and scale of public intervention. Supplementary Material File (federal reserve as reinsurer of last resort1.pdf) Download 169.79 KB Information & Authors Information Version history V1 Version 1 19 August 2025 V2 Version 2 29 August 2025 Copyright This work is licensed under a Creative Commons Attribution 4.0 International License Keywords federal reserve insurance insurance costs insurance industry reinsurance reinsurer of last resort Authors Affiliations Christopher Soans 0009-0004-4999-2626 [email protected] View all articles by this author Metrics & Citations Metrics Article Usage 200 views 83 downloads .FvxKWukQNSOunydq8rnd { width: 100px; } Citations Download citation Christopher Soans. Federal Reserve as Reinsurer of Last Resort via Reinsurer Premium Allocations. Authorea . 29 August 2025. DOI: https://doi.org/10.22541/au.175561610.09480741/v2 If you have the appropriate software installed, you can download article citation data to the citation manager of your choice. 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