Abstract
This paper investigates the critical role of psychology in the context of digital payment cybercrimes, focusing on the exploitation of human behavior by cybercriminals. With the rising popularity of digital payment methods, the ease and efficiency they offer have revolutionized financial transactions. However, this advancement has also attracted cybercriminals who capitalize on human vulnerabilities to achieve financial gains. This study uncovers the interplay between psychology and digital payment cybercrimes through an examination of evolving cyber threats, relevant psychological theories, analysis of cybercriminal tactics, and a survey-based approach that explores participants' experiences, reactions to suspicious messages, emotional triggers, familiarity with cybercriminal techniques, and patterns in digital payment app updates. The survey outcomes offer insights into the psychological dimensions of these cybercrimes, shedding light on factors that render individuals susceptible to digital fraud. Furthermore, the survey findings provide compelling evidence that supports and aligns with the theories and principles discussed in the literature.
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THE ROLE OF PSYCHOLOGY IN EXPLOITING HUMAN BEHAVIOR FOR DIGITAL PAYMENT CYBERCRIMES | Authorea try { document.documentElement.classList.add('js'); } catch (e) { } var _gaq = _gaq || []; _gaq.push(['_setAccount', 'G-8VDV14Y67G']); _gaq.push(['_trackPageview']); (function() { var ga = document.createElement('script'); ga.type = 'text/javascript'; ga.async = true; ga.src = ('https:' == document.location.protocol ? 'https://ssl' : 'http://www') + '.google-analytics.com/ga.js'; var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(ga, s); })(); Skip to main content Preprints Collections Wiley Open Research IET Open Research Ecological Society of Japan All Collections About About Authorea FAQs Contact Us Quick Search anywhere Search for preprint articles, keywords, etc. Search Search ADVANCED SEARCH SCROLL This is a preprint and has not been peer reviewed. Data may be preliminary. 9 January 2025 V1 Latest version Share on THE ROLE OF PSYCHOLOGY IN EXPLOITING HUMAN BEHAVIOR FOR DIGITAL PAYMENT CYBERCRIMES Author : Abdullah Shahwan 0009-0000-3091-9163 [email protected] Authors Info & Affiliations https://doi.org/10.22541/au.173645607.73879659/v1 182 views 114 downloads Contents Abstract Supplementary Material Information & Authors Metrics & Citations View Options References Figures Tables Media Share Abstract This paper investigates the critical role of psychology in the context of digital payment cybercrimes, focusing on the exploitation of human behavior by cybercriminals. With the rising popularity of digital payment methods, the ease and efficiency they offer have revolutionized financial transactions. However, this advancement has also attracted cybercriminals who capitalize on human vulnerabilities to achieve financial gains. This study uncovers the interplay between psychology and digital payment cybercrimes through an examination of evolving cyber threats, relevant psychological theories, analysis of cybercriminal tactics, and a survey-based approach that explores participants' experiences, reactions to suspicious messages, emotional triggers, familiarity with cybercriminal techniques, and patterns in digital payment app updates. The survey outcomes offer insights into the psychological dimensions of these cybercrimes, shedding light on factors that render individuals susceptible to digital fraud. Furthermore, the survey findings provide compelling evidence that supports and aligns with the theories and principles discussed in the literature. Supplementary Material File (the role of psychology in exploiting human behavior for digital payment cybercrimes.pdf) Download 813.09 KB Information & Authors Information Version history V1 Version 1 09 January 2025 Copyright This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License Keywords cyber threat modelling cybercrime cybersecurity social engineering Authors Affiliations Abdullah Shahwan 0009-0000-3091-9163 [email protected] College Of Information Technology, University Of View all articles by this author Metrics & Citations Metrics Article Usage 182 views 114 downloads .FvxKWukQNSOunydq8rnd { width: 100px; } Citations Download citation Abdullah Shahwan. THE ROLE OF PSYCHOLOGY IN EXPLOITING HUMAN BEHAVIOR FOR DIGITAL PAYMENT CYBERCRIMES. Authorea . 09 January 2025. 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