Health Insurance Ownership among Mollucans in Indonesia | Research Square window.SnipcartSettings = { analytics: { enabled: false } }; (function() { var accessVector = localStorage.getItem('access_vector') || ''; window.dataLayer = window.dataLayer || []; if (accessVector) { window.dataLayer.push({ user: { profile: { profileInfo: { snid: accessVector } } } }); } })(); (function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src='https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);})(window,document,'script','dataLayer','GTM-K279D39R'); Browse Preprints In Review Journals COVID-19 Preprints AJE Video Bytes Research Tools Research Promotion AJE Professional Editing AJE Rubriq About Preprint Platform In Review Editorial Policies Our Team Advisory Board Help Center Sign In Submit a Preprint Cite Share Download PDF Research Article Health Insurance Ownership among Mollucans in Indonesia Agung Dwi Laksono, Sahrir Sillehu, Abu Khoiri, Ratna Dwi Wulandari This is a preprint; it has not been peer reviewed by a journal. https://doi.org/ 10.21203/rs.3.rs-104272/v1 This work is licensed under a CC BY 4.0 License Status: Posted Version 1 posted You are reading this latest preprint version Abstract Health insurance is an effort to transfer risks to increase public access to the use of health services. The study was aimed at analyzing factors related to health insurance ownership among Mollucans in Indonesia. The sample size was 788 respondents. The variables analyzed included health insurance ownership, age group, gender, education level, employment status. The final stage was employed multinomial logistic regression. The results show Mollucans in the ≤19 age group were 0.182 times more likely than Mollucans in the ≥ 50 age group to have government-run type health insurance. Mollucans in the 20-29 age group were 0.219 times more likely than Mollucans in the ≥ 50 age group to have government-run health insurance. On the other hand, Mollucans with primary education was 0.196 times more likely than Mollucans with higher education to have a government-run type of health insurance. Mollucans with secondary education was 0.415 times more likely than Mollucans with higher education to have government-run health insurance. Meanwhile, unemployed Mollucans have a probability of 0.358 times compared to employed Mollucans to have the government-run type of health insurance. Finally, unemployed Mollucans are 0.056 times more likely than employed Mollucans to have private-run health insurance. It was concluded that 3 proven variables associated with health insurance ownership among Moluccans in Indonesia, namely age group, education level, and employment status. Health Policy health insurance healthcare access social determinant Mollucans health status Full Text Due to technical limitations, full-text HTML conversion of this manuscript could not be completed. However, the latest manuscript can be downloaded and accessed as a PDF. Cite Share Download PDF Status: Posted Version 1 posted You are reading this latest preprint version Research Square lets you share your work early, gain feedback from the community, and start making changes to your manuscript prior to peer review in a journal. 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Also discoverable on Platform About Our Team In Review Editorial Policies Advisory Board Help Center Resources Author Services Accessibility API Access RSS feed Manage Cookie Preferences © Research Square 2026 | ISSN 2693-5015 (online) Privacy Policy Terms of Service Do Not Sell My Personal Information {"props":{"pageProps":{"initialData":{"identity":"rs-104272","acceptedTermsAndConditions":true,"allowDirectSubmit":true,"archivedVersions":[],"articleType":"Research Article","associatedPublications":[],"authors":[{"id":4454989,"identity":"aa39c9f1-ee7b-4120-8f54-690b678f4b42","order_by":0,"name":"Agung Dwi Laksono","email":"","orcid":"https://orcid.org/0000-0002-9056-0399","institution":"National Institute of Health Research and Development, The Ministry of Health, The Republic of Indonesia","correspondingAuthor":false,"prefix":"","firstName":"Agung","middleName":"Dwi","lastName":"Laksono","suffix":""},{"id":4454990,"identity":"dde58877-79cb-4dfa-9749-9a2cc6ab1da5","order_by":1,"name":"Sahrir Sillehu","email":"","orcid":"","institution":"Institute of Health Science Maluku Husada Ambon, Indonesia","correspondingAuthor":false,"prefix":"","firstName":"Sahrir","middleName":"","lastName":"Sillehu","suffix":""},{"id":4454991,"identity":"6ac93abb-68c0-480f-805d-658a18135177","order_by":2,"name":"Abu Khoiri","email":"","orcid":"https://orcid.org/0000-0001-5283-8233","institution":"Faculty of Public Health, Jember University, Jember, Indonesia","correspondingAuthor":false,"prefix":"","firstName":"Abu","middleName":"","lastName":"Khoiri","suffix":""},{"id":4454992,"identity":"68440a88-d276-4594-8ca8-37f0b4149e6a","order_by":3,"name":"Ratna Dwi Wulandari","email":"data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAZAAAAAyAQMAAABI0h/eAAAABlBMVEX///8AAABVwtN+AAAACXBIWXMAAA7EAAAOxAGVKw4bAAAA+0lEQVRIiWNgGAWjYPACZgYG9sbHcDYI8DAcwKMaTPAcNiZVi0SyMZoMDi3m7eePPfjBYM1gcPMxs9ENhsN5/O28Dxh+1DDI8OHQInMmmd2whyGdweB2MnNyDsPhYonD7AaMPccYeCRxaJFgSGaT4P13uH7b7fzDh4FaEhsOszEw8DYw8Bjg0sL/mE3yD8NhBrObh5nBWuYDtTD+xadFIplNmgek5QYz2GGJG4BamPHaIvHYTFoG6Bf7M8nMxjkG6YkbgVoOyxyTwO0X/sRnkm+AISbZfphZOqfCOnHe+WOMD9/U2NjjCjE0YAChDoDCZRSMglEwCkYB+QAAFjlOB4tnK0UAAAAASUVORK5CYII=","orcid":"https://orcid.org/0000-0003-4365-5747","institution":"Faculty of Public Health, Universitas Airlangga, Surabaya, Indonesia","correspondingAuthor":true,"prefix":"","firstName":"Ratna","middleName":"Dwi","lastName":"Wulandari","suffix":""}],"badges":[],"createdAt":"2020-11-07 01:05:32","currentVersionCode":1,"declarations":{"humanSubjects":false,"vertebrateSubjects":false,"conflictsOfInterestStatement":true,"humanSubjectEthicalGuidelines":false,"humanSubjectConsent":false,"humanSubjectClinicalTrial":false,"humanSubjectCaseReport":false,"vertebrateSubjectEthicalGuidelines":false,"coiExplicitlySet":false},"doi":"10.21203/rs.3.rs-104272/v1","doiUrl":"https://doi.org/10.21203/rs.3.rs-104272/v1","draftVersion":[],"editorialEvents":[],"editorialNote":"","failedWorkflow":false,"files":[{"id":13556601,"identity":"71fe383d-1d0a-4c11-aa8d-27aff2fb0fa2","added_by":"auto","created_at":"2021-09-17 02:49:24","extension":"pdf","order_by":1,"title":"","display":"","copyAsset":false,"role":"manuscript-pdf","size":200214,"visible":true,"origin":"","legend":"","description":"","filename":"PREPRINTHealthInsuranceOwnershipamongMollucans.pdf","url":"https://assets-eu.researchsquare.com/files/rs-104272/v1_covered.pdf"},{"id":3638064,"identity":"ed23fbaf-aac4-486b-b8fb-3dc86c26a049","added_by":"auto","created_at":"2020-11-17 18:04:07","extension":"pdf","order_by":1,"title":"","display":"","copyAsset":false,"role":"manuscript-pdf","size":170660,"visible":true,"origin":"","legend":"","description":"","filename":"PREPRINTHealthInsuranceOwnershipamongMollucans.pdf","url":"https://assets-eu.researchsquare.com/files/rs-104272/v1_stamped.pdf"}],"financialInterests":"","formattedTitle":"\u003cp\u003eHealth Insurance Ownership among Mollucans in Indonesia\u003c/p\u003e","fulltext":[{"header":"Full Text","content":"Due to technical limitations, full-text HTML conversion of this manuscript could not be completed. 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