Money transfer and monetary well-being of beneficiaries: What is the role of mobile money in the fight against poverty in Côte d’Ivoire?

Money transfer and monetary well-being of beneficiaries: What is the role of mobile money in the fight against poverty in Côte d’Ivoire? | Research Square window.SnipcartSettings = { analytics: { enabled: false } }; (function() { var accessVector = localStorage.getItem('access_vector') || ''; window.dataLayer = window.dataLayer || []; if (accessVector) { window.dataLayer.push({ user: { profile: { profileInfo: { snid: accessVector } } } }); } })(); (function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src='https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);})(window,document,'script','dataLayer','GTM-K279D39R'); Browse Preprints In Review Journals COVID-19 Preprints AJE Video Bytes Research Tools Research Promotion AJE Professional Editing AJE Rubriq About Preprint Platform In Review Editorial Policies Our Team Advisory Board Help Center Sign In Submit a Preprint Cite Share Download PDF Research Article Money transfer and monetary well-being of beneficiaries: What is the role of mobile money in the fight against poverty in Côte d’Ivoire? Coulibaly Mamadou, Kouakou Auguste Konan This is a preprint; it has not been peer reviewed by a journal. https://doi.org/ 10.21203/rs.3.rs-5039234/v1 This work is licensed under a CC BY 4.0 License Status: Posted Version 1 posted You are reading this latest preprint version Abstract The poverty rate in Côte d’Ivoire is decreasingwith difficulty. Currently, 36.1% of Ivorians live below the poverty line. Moreover, social policies based on money transfers and person-to-person transfers have increased with the advent of mobile currency. This study explored the role that mobile money can play in poverty reduction policies in Côte d’Ivoire. We analyze the factors that influence this phenomenon. To do this, our methodology is based on recursive bivariate and logit estimates with a threshold effect on survey data of 1,536 people in Abidjan collected through our own care. The results show that for an individual to be able to escapemonetary poverty, he must receive a money transfer of 14,000 FCFA per month, which translates into a poverty reduction of 2.1% on average per year. The use of mobile money reduces the poverty of beneficiaries of money transfer by 0.74%. Our results suggest that, under the Productive Social Safety Net Project, it would be more effective to increase the numberof transfers to poor households to 42,000 FCFA per quarter rather than 36,000 FCFA per quarter. while promoting the spread of mobile money services for money transfers between individuals, including by offering promotional offers for transfers of a minimum amount of 14,000 FCFA. Development Economics Econometrics Microeconomics Mobile money Money transfer Poverty Recursive bivariate Abidjan. Full Text Additional Declarations The authors declare no competing interests. A statement of ethics approval: We, the Committee of Ethics of Research on Humans (CERH) of the University Félix Houphouët-Boigny, hereby confirm that the study entitled: "Money transfer and the beneficiaries' monetary well-being: what is the role of mobile currency in the fight against poverty in Côte d'Ivoire ?" was overseen and approved by our committee. This approval demonstrates that the study is in compliance with ethical standards and ensures that research methods, as well as treatment of participants, are consistent with fundamental ethical principles. A statement on participant consent: The participant has given verbal consent to participate in this research. because the participant was informed in a clear and comprehensive manner of the objectives, procedures, potential risks and benefits of the study entitled “Money transfer and the monetary well-being of beneficiaries: what is the role of mobile currency in the fight against poverty in Côte d’Ivoire”. The participant consents to the publication of data from their participation in this study in scientific reports, articles or other publications. Supplementary Files Appendix.docx Supplementaryfile.docx Supplementary file extracted from stata and questionnaire Cite Share Download PDF Status: Posted Version 1 posted You are reading this latest preprint version Research Square lets you share your work early, gain feedback from the community, and start making changes to your manuscript prior to peer review in a journal. As a division of Research Square Company, we’re committed to making research communication faster, fairer, and more useful. We do this by developing innovative software and high quality services for the global research community. Our growing team is made up of researchers and industry professionals working together to solve the most critical problems facing scientific publishing. Also discoverable on Platform About Our Team In Review Editorial Policies Advisory Board Help Center Resources Author Services Accessibility API Access RSS feed Manage Cookie Preferences © Research Square 2026 | ISSN 2693-5015 (online) Privacy Policy Terms of Service Do Not Sell My Personal Information {"props":{"pageProps":{"initialData":{"identity":"rs-5039234","acceptedTermsAndConditions":true,"allowDirectSubmit":true,"archivedVersions":[],"articleType":"Research Article","associatedPublications":[],"authors":[{"id":350103449,"identity":"55b124fd-a9a2-42ee-8e8a-72cfe8ed77c3","order_by":0,"name":"Coulibaly Mamadou","email":"data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAZAAAAAyAQMAAABI0h/eAAAABlBMVEX///8AAABVwtN+AAAACXBIWXMAAA7EAAAOxAGVKw4bAAABNklEQVRIie3RsWqDQBjA8U8C6WLretI07SMcBKRDaF9FCZjlhkxC6VCLoIvd8xjNIm49EexySbeimKEOdcrSJVhooactJY2SroX6B0Hv+HF+CtDW9jcTqGZC7/O+CyBJFoULk/InlV+40ZRE/CbyNFJh/hsRNgmmBG+QepLjYpr5ZyJ+DJ9vC2OomZStUeAvQdrjtpjUCGIMU42NRJzqSuIudO3auvFQwHKQ3RUW3PqLYUQ4sTucqEq8b4eaBXPv8MUOAccEdxpm+SJXnIzXyTsnNpAcBZyc7yYhJ0RJy1NcIN2KlFtNBLFowme5F+WUGGlvoQ+mKBqcBnYuIpZPgoZZJMeaZa/+Zf8gHXvJyhge3T1YWRzYy77kjGZPxVvjh646oVsL1Z/aXvzRsblrt62tre1f9wHV1IDiiEyM3QAAAABJRU5ErkJggg==","orcid":"https://orcid.org/0000-0002-8513-802X","institution":"Université Félix Houphouët-Boigny","correspondingAuthor":true,"prefix":"","firstName":"Coulibaly","middleName":"","lastName":"Mamadou","suffix":""},{"id":350103450,"identity":"fac1e956-43ec-4e7d-b77d-cb287e4d9141","order_by":1,"name":"Kouakou Auguste Konan","email":"","orcid":"","institution":"Université Jean Lorougnon Guédé","correspondingAuthor":false,"prefix":"","firstName":"Kouakou","middleName":"Auguste","lastName":"Konan","suffix":""}],"badges":[],"createdAt":"2024-09-05 15:16:56","currentVersionCode":1,"declarations":{"humanSubjects":false,"vertebrateSubjects":false,"conflictsOfInterestStatement":false,"humanSubjectEthicalGuidelines":false,"humanSubjectConsent":false,"humanSubjectClinicalTrial":false,"humanSubjectCaseReport":false,"vertebrateSubjectEthicalGuidelines":false},"doi":"10.21203/rs.3.rs-5039234/v1","doiUrl":"https://doi.org/10.21203/rs.3.rs-5039234/v1","draftVersion":[],"editorialEvents":[],"editorialNote":"","failedWorkflow":false,"files":[{"id":64589709,"identity":"9f908058-fbc3-481a-ae9b-a51fe30e6d9d","added_by":"auto","created_at":"2024-09-16 09:06:31","extension":"pdf","order_by":1,"title":"","display":"","copyAsset":false,"role":"manuscript-pdf","size":403245,"visible":true,"origin":"","legend":"","description":"","filename":"ManuscriptMoneytransferandmonetarywellbeingofbeneficiaries.pdf","url":"https://assets-eu.researchsquare.com/files/rs-5039234/v1_covered_5dd1abdf-ecfc-4885-955a-612009643427.pdf"},{"id":64589276,"identity":"8632fd6a-27f9-4818-9d80-c8a1754d8be2","added_by":"auto","created_at":"2024-09-16 08:58:25","extension":"docx","order_by":1,"title":"","display":"","copyAsset":false,"role":"supplement","size":16257,"visible":true,"origin":"","legend":"","description":"","filename":"Appendix.docx","url":"https://assets-eu.researchsquare.com/files/rs-5039234/v1/229edb3eab923ade713ab37a.docx"},{"id":64589275,"identity":"31f1f454-c8e0-4ce7-97d1-84a4dc61e32c","added_by":"auto","created_at":"2024-09-16 08:58:25","extension":"docx","order_by":2,"title":"","display":"","copyAsset":false,"role":"supplement","size":432152,"visible":true,"origin":"","legend":"\u003cp\u003eSupplementary file extracted from stata and questionnaire\u003c/p\u003e","description":"","filename":"Supplementaryfile.docx","url":"https://assets-eu.researchsquare.com/files/rs-5039234/v1/6fb552c98d79bc20ecd1ece4.docx"}],"financialInterests":"\u003cp\u003eThe authors declare no competing interests.\u003c/p\u003e\n\u003cp\u003eA statement of ethics approval: We, the Committee of Ethics of Research on Humans (CERH) of the University Félix Houphouët-Boigny, hereby confirm that the study entitled: \"Money transfer and the beneficiaries' monetary well-being: what is the role of mobile currency in the fight against poverty in Côte d'Ivoire ?\" was overseen and approved by our committee. 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